Cultivate Your Financial Future

Privacy Policy

Last Updated: December 2024

Garden Value Wealth ("we," "our," or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or use our services.

Information We Collect: We collect personal information that you provide directly to us, such as your name, email address, phone number, and financial information necessary to provide our advisory services. We also collect information automatically through cookies and similar technologies when you visit our website.

How We Use Your Information: We use your personal information to provide investment advisory services, communicate with you about your account, comply with legal and regulatory requirements, and improve our services. We do not sell or rent your personal information to third parties.

Information Sharing: We may share your information with service providers who assist us in operating our business, such as custodians, technology providers, and professional service firms. All third parties are bound by confidentiality agreements and are required to protect your information.

Data Security: We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

Your Rights: You have the right to access, correct, or delete your personal information. You may also object to or restrict certain processing of your data. To exercise these rights, please contact us using the information provided below.

Contact Us: If you have any questions about this Privacy Policy, please contact us at +1 (617) 555-0847 or visit our office at 125 Summer Street, Suite 1850, Boston, MA 02110.

Terms of Service

Last Updated: December 2024

These Terms of Service ("Terms") govern your use of the Garden Value Wealth website and services. By accessing our website or using our services, you agree to be bound by these Terms.

Services: Garden Value Wealth provides investment advisory services to qualified clients. Our services include portfolio management, financial planning, and investment advice. All services are provided in accordance with applicable securities laws and regulations.

Client Responsibilities: Clients are responsible for providing accurate and complete information, reviewing account statements and reports, and notifying us promptly of any changes in financial circumstances or investment objectives.

Investment Risks: All investments carry the risk of loss. Past performance does not guarantee future results. Investment advice is based on our analysis and judgment, but market conditions and other factors may cause investments to decline in value.

Fees and Compensation: Our fee structure is disclosed in our Form ADV and client agreements. Fees are typically based on assets under management and are charged quarterly in advance.

Limitation of Liability: Our liability is limited to the extent permitted by law. We are not liable for losses resulting from market conditions, client decisions contrary to our advice, or circumstances beyond our reasonable control.

Governing Law: These Terms are governed by the laws of Massachusetts and applicable federal securities laws. Any disputes will be resolved through binding arbitration in accordance with industry standards.

Contact Information: For questions about these Terms, please contact us at +1 (617) 555-0847 or visit our office at 125 Summer Street, Suite 1850, Boston, MA 02110.

DMCA Policy

Last Updated: December 2024

Garden Value Wealth respects the intellectual property rights of others and expects users of our website to do the same. In accordance with the Digital Millennium Copyright Act (DMCA), we will respond promptly to claims of copyright infringement.

Reporting Copyright Infringement: If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible on our website, please notify our designated copyright agent with the following information:

1. A physical or electronic signature of the copyright owner or authorized representative
2. Identification of the copyrighted work claimed to have been infringed
3. Identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate the material
4. Your contact information, including address, telephone number, and email address
5. A statement that you have a good faith belief that use of the material is not authorized by the copyright owner
6. A statement that the information in the notification is accurate and that you are authorized to act on behalf of the copyright owner

Designated Copyright Agent:
Garden Value Wealth
Attn: DMCA Agent
125 Summer Street, Suite 1850
Boston, MA 02110
Phone: +1 (617) 555-0847

Counter-Notification: If you believe that your material was removed or disabled by mistake or misidentification, you may file a counter-notification with our copyright agent containing the required information under the DMCA.

Repeat Infringers: We reserve the right to terminate access to our website for users who are repeat infringers of copyright.

GDPR Compliance

Last Updated: December 2024

Garden Value Wealth is committed to protecting the privacy and personal data of all individuals, including those in the European Union. This section outlines our compliance with the General Data Protection Regulation (GDPR).

Legal Basis for Processing: We process personal data based on legitimate interests for providing investment advisory services, contractual necessity for client relationships, and legal compliance with financial regulations.

Your Rights Under GDPR:

• Right of Access: You can request information about the personal data we hold about you
• Right to Rectification: You can request correction of inaccurate personal data
• Right to Erasure: You can request deletion of your personal data in certain circumstances
• Right to Restrict Processing: You can request limitation of how we process your data
• Right to Data Portability: You can request transfer of your data to another service provider
• Right to Object: You can object to processing based on legitimate interests

Data Transfers: If we transfer your personal data outside the EU, we ensure appropriate safeguards are in place, such as adequacy decisions or standard contractual clauses.

Data Retention: We retain personal data only as long as necessary for the purposes for which it was collected or as required by applicable laws and regulations.

Data Protection Officer: For GDPR-related inquiries, please contact our Data Protection Officer at +1 (617) 555-0847 or visit our office at 125 Summer Street, Suite 1850, Boston, MA 02110.

Supervisory Authority: You have the right to lodge a complaint with your local data protection authority if you believe we have not complied with GDPR requirements.